IN-Come Versus IF-Come

**Financial Insight: Ensuring Sufficient Guaranteed Lifetime Income in Retirement**

**Understanding IN-Come vs. IF-Come**

As you approach retirement, it’s crucial to assess whether you prefer the assurance of guaranteed income or the uncertainty associated with income sources that may fluctuate.

To ascertain whether your income aligns with a stable IN-Come or a more uncertain IF-Come, consider the following questions:

#1 Is your principal safeguarded against market losses? If not, your income may fall into the category of IF-Come, lacking the security of principal protection.

#2 Are your interest payments or dividends secured to continue? If there are no guarantees, this may also classify your income as IF-Come.

#3 Is your income assured for life, irrespective of your longevity? If such a guarantee is absent, then it may be regarded as IF-Come.

By evaluating these factors, you can better understand your retirement income strategy and ensure that you are on a path to financial security during your retirement years.

If you would like your retirement income to be guaranteed, click below to learn more about fixed indexed annuities available for you! 

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*Please note that policy benefits and conditions vary depending on the specific contract.

For more details, refer to our Professional Disclaimer.